Run your own numbers, free.
Quick, no-sign-up tools to sanity-check your home loan — starting with the one that matters most: what could refinancing actually save you?
Rate Savings Calculator
Compare your current rate with a possible better rate — via your lender or a refinance — and see whether the first-year difference may sit above the $2,500 review benchmark.
Calculate → EssentialsLoan Repayment Calculator
Estimate monthly repayments for any loan amount, rate and term — principal & interest or interest-only.
Calculate → Pay it downExtra Repayments Calculator
See how much interest and time you could save by adding a little extra to each repayment.
Calculate → OffsetOffset Account Savings Calculator
Estimate the interest an offset balance could save you over the life of your loan.
Calculate → Rate shockFixed Rate Expiry Calculator
Rolling off a fixed rate? Estimate the repayment jump and what it means for your budget.
Calculate → Then automate itStop calculating. Start monitoring.
Rate Monitor watches your rate and contacts you only when you could save $2,500+ in the first year — via your lender or a refinance.
Start free monitoring →These calculators provide estimates only and do not consider your full circumstances, lender fees, eligibility, valuation, credit policy or final loan approval. Results are general information, not credit advice or an offer of credit.